BEST PENNY INSURANCE

Medicare and Health Insurance Help in Stevens Point, Wisconsin

Residents of Stevens Point and Portage County deserve a local insurance agent who explains every option in plain English — not one who pushes a single carrier and calls it a day.

 

Best Penny Insurance is an independent Medicare agent serving Stevens Point and the surrounding Portage County area. We're not captive to any carrier, which means when you sit down with us, we're working for you — comparing plans across the market to find what actually fits your coverage needs and budget.

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Find the right policy for your family or business. We offer term life, whole life, and group coverage solutions.

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RSSA-Certified Social Security Advisor

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Licensed in Wisconsin and Other States

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Medicare, Health, Life, Disability & More

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Annual Follow-Up — Every Client, Every Year

Coverage Options Available to Stevens Point Residents

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Turning 65 in Stevens Point?

Medicare has a defined enrollment window, and missing it can mean penalties that follow you for years. If you're approaching 65, the best time to start comparing plans is three months before your birthday month. We walk you through every step — from understanding what Original Medicare covers to deciding whether Medicare Advantage or a Medicare Supplement plan is the right fit for your health and budget.

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Already on Medicare? Let's Make Sure Your Plan Still Works for You

Medicare plans change every year — premiums shift, drug formularies get updated, and networks narrow. What worked well last year may cost you more this year without you realizing it. During the Annual Enrollment Period (October 15 – December 7), we review your current plan against available alternatives and make sure you're not leaving money on the table.

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Health Insurance Under 65 in Stevens Point

If you're self-employed, between jobs, or simply don't have access to employer coverage, ACA marketplace plans may offer more than you expect — especially with current federal subsidy levels. We help Stevens Point residents find individual and family health insurance that fits both their medical needs and their monthly budget, including dental and vision coverage.

Not Sure If You Qualify for BadgerCare?

BadgerCare Plus is Wisconsin's Medicaid program, and eligibility is based on household income relative to the federal poverty level. Many people don't realize they qualify — or that they may be eligible for dual coverage that combines Medicare and Medicaid benefits. We help you understand where you stand and walk through the enrollment process with you.

Social Security Planning for Portage County Residents

Deciding when to claim Social Security is one of the most consequential financial decisions you'll make — and the difference between claiming at 62 versus waiting until 70 can amount to tens of thousands of dollars over your lifetime. Best Penny Insurance holds RSSA (Registered Social Security Analyst) certification, one of the few insurance agencies in central Wisconsin qualified to provide this level of Social Security advisory. We model your options and help you choose a claiming strategy that aligns with your retirement income goals.

Ready to Stop Guessing and Start Planning?

A free consultation is the clearest next step — no commitment, no pressure, just a straightforward conversation about your options. Book a time that works for you, or reach out directly and we'll get back to you promptly.